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040			_aBMG
041			_aeng
100			_aStimpfel, Amy W. _eAutor _955437
245			_aUsing data to inform decision making — Borrowing limits for graduate nursing students
300			_apáginas: 1457-1459
520			_aThe United States has a student-loan–debt problem: Americans owe roughly $1.65 trillion in educational loans. Amid increases in tuition that outpaced inflation, default rates for student loans had been increasing before payments were frozen during the Covid-19 pandemic. More recently, a sharp rise in defaults has been observed since late 2025. Currently, graduate students can receive a grad PLUS loan from the U.S. Department of Education (ED) for up to the full cost of attendance in their program, including nontuition costs. In response to concerns about high levels of student-loan debt in the United States, however, Congress eliminated this program, effective July 1, 2026, in the One Big Beautiful Bill Act. Federal loan limits for graduate and professional students will be restructured to establish specific annual and aggregate caps. Loans for graduate students — including social work and public health students — will be capped at $20,500 per year and $100,000 in total, and loans for professional students — such as medical and dental students — will be capped at $50,000 per year and $200,000 in total. The goal of these changes is to reduce student-loan borrowing and encourage universities to reduce tuition.
650			_aDERECHO SANITARIO _948689
650			_aPRÁCTICA MÉDICA _954375
650			_aFORMACIÓN Y EDUCACIÓN EN GENERAL _955438
650			_aENFERMERIA _91085
700			_aDjukic, Maja _955439
773	0		_022717 _922769 _dMassachusetts NEJM Group _oNEJM18 _tThe New England Journal of Medicine _wESSALUD _x0028-4793
942			_cARTICULOS _e2026-10-21 _zsqb
999			_c23149 _d23149