TY - BOOK AU - Song, Zirui AU - Gondi, Suhas TI - A sleeping giant of health care affordability — Self-Insured employers KW - MEDICINA CLÍNICA GENERAL KW - COSTO DE LA ATENCIÓN MÉDICA KW - PRESTACIÓN DE SERVICIOS DE ATENCIÓN MÉDICA KW - COBERTURA DE SEGURO KW - CALIDAD DE LA ATENCIÓN N2 - More than half of Americans — approximately 178 million people — have employer-sponsored health insurance, the coverage sector where health care prices have risen the fastest. More than 60% of this population is covered by self-insured (or “self-funded”) plans: the employers or unions themselves, not insurance companies, pay the medical bills of their workers and workers’ dependents. Increasingly, health care expenses among these workers and families are driving the nation’s reckoning over the cost of living and the policy shift toward affordability ER -